Top Up Car Insurance
Our Fully inclusive and Premium packages include everything required to drive legally in the USA. Also, basic mechanical assistance if the car breaks down. But, some things are not covered and these fall under the description of ‘Human Error’. As an example, these include
- punctures, or damage to:
- windscreens from road chips
- wheels or tyres from curbs
- the inside of the car from spilt drinks or similar
- lost keys or roadside assistance if you lock yourself out of the car
- putting the wrong fuel in the car
An excess applies to hire cars in Canada – usually between $500 CAD and $800 CAD. This product refunds you in the event that of a charge to the excess by your supplier.
Please see This article for what is, and is not included, with the pre-paid voucher.
We have an increasing number of clients who would also like to have cover for these items, particularly when planning a road trip through Canada or some of the less populated areas of the US. Questor Insurance have fantastic reviews on Trust Pilot for their customer service and products so we are happy to recommend this top up policy through them. An annual policy to cover 2 drivers (for multiple rentals up to 31 days) for costs related to the above, along with personal effects, road rage and car jacking, is available for around £40.00 for European cover or £49.99 to include the USA.
Coverage includes car hire worldwide including rentals in your home country
- Annual policies will cover you for unlimited rentals up to 31 days in length (with the option to extend this to 60 days for an additional premium) whilst daily policies can cover a rental that it up to 180 days in length.
- The excess on the rental agreement up to £6,000 with an option to increase the cover to £50,000 where you need full CDW. Please note that the excess is zero on our car hire packages in the USA, but not Canada.
- Includes cover for tyres, windscreen, under body, towing and loss of use plus other benefits
- Cars and MPV’s up to 9 seats
- Great optional extras to extend cover including Extended Rental, Dual Lead Driver & Battery Failure Cover
You can view the policy documents here for full details of benefits and exclusions.